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Kristi Chun, Jeffery Kao, and Derek Tenn are agents collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of AZ, CA, CO, GA, HI, IL, MA, MD, NJ, NV, NY, OR, TX, UT, VA, and WA. No insurance business may be conducted outside of the state referenced.

Kristi Chun, Jeffery Kao, and Derek Tenn are a Financial Advisors collectively offering investment advisory services through Eagle Strategies, LLC, A Registered Investment Adviser, in the states of AZ, CA, CO, GA, HI, IL, MA, MD, NJ, NV, NY, OR, TX, UT, VA, and WA. As such, these services are strictly intended for individuals residing in the state referenced. Eagle Strategies LLC is a New York Life Company.

Kristi Chun, Jeffery Kao, and Derek Tenn are Registered Representatives of and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency and a New York Life Company. In this regard, this communication is strictly intended for individuals residing collectively in the states of AZ, CA, CO, GA, HI, IL, MA, MD, NJ, NV, NY, OR, TX, UT, VA, and WA. No offers may be made or accepted from any resident outside the specific state referenced. NYLIFE Securities LLC is a New York Life Company.

Neither HIPac Financial nor New York Life or its subsidiaries and affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional regarding your particular situation.

HIPac Financial is not owned or operated by NYLIFE Securities LLC or its affiliates.