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Disclosure

Kristi Chun is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0L74431), CO, FL, HI, MD, NV, OR, TX, UT, VA, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Kristi Chun is licensed and authorized to offer insurance in California, but HIPAC FINANCIAL may not be. For additional information on California licensure status, please click here.

Kristi Chun is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 733 Bishop St Ste 2200, Honolulu, HI, 96813, 808-529-6311. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, HI, MD, NV, OR, TX, UT, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Kristi Chun is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, FL, HI, MD, NV, OR, TX, UT, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Jeffrey Kao is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AK, AR (AR Insurance License #8884373), CA (CA Insurance License #0G77429), CO, FL, GA, HI, MD, MN, MO, NJ, NV, NY, OH, OR, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Jeffrey Kao is licensed and authorized to offer insurance in California and Arkansas, but HIPAC FINANCIAL may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

Jeffrey Kao is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 733 Bishop St Ste 2200, Honolulu, HI, 96813. In this regard, this communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, FL, GA, HI, IA, MD, MN, MO, NV, NY, OH, OR, TX, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Jeffrey Kao is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AR, AZ, CA, CO, FL, GA, HI, IA, MD, MN, MO, NV, NY, OH, OR, TX, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Derek Tenn is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0F40726), CO, FL, HI, IL, MA, NV, OR, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Derek Tenn is licensed and authorized to offer insurance in California, but HIPAC FINANCIAL may not be. For additional information on California licensure status, please click here.

Derek Tenn is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 733 Bishop St Ste 2200, Honolulu, HI, 96813. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, HI, MA, NV, OR, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Derek Tenn is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, FL, HI, MA, NV, OR, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

HIPAC FINANCIAL is not owned or operated by New York Life Insurance Company or its affiliates.

Neither HIPAC FINANCIAL nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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