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Jeffrey Kao is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Hawaii and California(CA INS. LIC.# OG77429). No insurance business may be conducted outside these states referenced.

Jeffrey Kao is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency 841Bishop Street Suite 1900 Honolulu, HI 96813-3957 (808-529-6316. In this regard, this communication is strictly intended for individuals residing in the states of Hawaii and California. No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities LLC is a New York Life Company.

Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

Jeffrey Kao is licensed to offer mutual funds and variable products.  Market Watch information is provided for informational purposes and is not considered an offering of securities.

HIPAC FINANCIAL is not owned or operated by NYLIFE Securities or any of its affiliates.